Getting Business Loans Approved by Banks

About This Course

How/Why Banks Approve and Decline Loans; How to Request Credit for your Business, and Discuss It With Banks

This course explains how Banks look at requests for business loans, and what Business owners or Finance Managers in charge of Financing should know to improve the Chance-to-Yes, meaning, the chance of a loan approval.

Preparing a good financing proposal and being able to discuss it with the Bank is essential to increase the probability of having the loan approved.

During the course you will understand how banks interpret the requests for financing  (do their credit analysis) from their risk point of view, what information they require and why and why TRUST is important. Many times entrepreneurs not only do not know which information to provide to banks, but also do not understand which information is crucial for them to make a decision. This course will explain it all.

Banks look at all sorts of risks in order to make a credit decision, and in this course  I will go through all of them with you. We will also look at what type of loans requests Banks do not usually support and the reasons for that.

By getting the communication with the Bank right, convincing Banks to grant the business loan becomes far easier.

(The course deals with business loans only, and not personal loans like mortgages, car or other consumer financing)

• Learn How the Quality of Credit Request can determine if it gets approved by Banks

• Understand why Banks need information from borrowers, ask so may questions, and how that influences their approval decision

• Learn where do Banks base their credit decision making (credit analysis) and what really matters to get a Loan approved